Presidentin' on a Budget

Even though our current President ain’t all that, it’s necessary to celebrate all the old heads that helped this country be what it is today. It may not be in the best shape it could be, but it’s what we’ve got for now. In the spirit of the holiday I’ve decided to release an early little nugget so you can enjoy your day off.

We all want to ball. Roll around in the back of a suburban, shades on, telling the driver “Pick up the homies. I’m gonna call and tell them I’m outside”. But the downside to it all is that living this lifestyle is extremely expensive. Well y’all, it doesn’t have to be. These small hacks can help you live like a president and save dough at the same time.

 

LET'S TALK ABOUT CARS:

You want a ballin’ ass whip, sick sound system, and still have money in the bank? BUY YOUR CAR USED. DO NOT buy a brand new car AT ALL. As soon as your drive the car off of the lot the car is immediately worth less than the price you paid for it. This is called depreciation. I’m sure some of us know this already, but for those who don’t. On average cars lose one third of their value within the FIRST YEAR of ownership. So if you bought a car for $30,000 last year, it’s only worth $20,000 right now. The Absolute worst thing you can do is borrow money to buy the car. A car note is the enemy, point blank, period. Wise words from my the car OG @DuckSauceandKetchup, buy yourself something nice from craigslist for under $10k cash and make the necessary adjustments over time.

Make friends with a mechanic:

Over time it would cost you less to buy a used car and fix it, than it would actually cost you to purchase a new one.

The average life-span of a vehicle is 10 years. So why pay full price for a car, when by buying on year 3/4 you can buy it for almost half price and still have it for more than half the time? If you don’t believe me, let the car industry tell it

If you run into issues, your car mechanic friend can hook you up for the low or hit @DuckSauceandKetchup

LET'S TALK ABOUT BAE: 

 

Ah...The necessary part of love. Some people are lucky enough to find one that doesn’t like to do much, and that’s completely fine. But for the rest of us who haven’t, we have to improvise. Treating your Michelle doesn’t have to be expensive if you’re creative.

This is the 2016 New York Cheap Eats List <--------

 Not in the list, but one of my favorite places to eat. Never paid over $80 here. Jack's Wife Freda.

Not in the list, but one of my favorite places to eat. Never paid over $80 here. Jack's Wife Freda.

Don’t do anything else until you finish the restaurants under this list. Dinner for 2 at these places run under 80 dollars. If you passed 80 dollars on here dawg I don’t know what you were doing.

Ice Cream.

No matter what time of year it is…. PEOPLE LOVE ICE CREAM

Although this list shows ice cream for $20 don’t believe the hype, I’ve gone to each of these places and have gotten ice cream for under 7 dollars per person. There’s also vegan ice cream options for people who are lactose intolerant. Get your shine on.

Art.

ID NYC gives you FREE access to ALL, yes I said, ALL of the Museums in New York City. For you and 1 other person.

Also take a visit to @TheCultureLP for new art events either free, or on the cheap. They also have FREE parties they do monthly. Never Sleep on them LOL.... (If you click the link you'll get the joke)

Games.

Many Presidents are known for their love of board games, if you’re a game lover like me this bar is lowkey going to be your favorite place in the city. It has every board and card game you can ask for. The drinks are cheap, and the food is MAD good. 

And Also....

Stay home and cook with bae. (The Best Option in my opinion; the bonding in this one is unparalleled)

 

LET'S TALK ABOUT YOUR CLOSET:

Everything is about MINDSET

 

Within the past year and a half I’ve found myself getting fed up with deciding what to wear. It took too much time and brain space. At first I thought it was because I was a wack ni**a but eventually I realized that I suffered from decision fatigue. I wanted to make the least decisions possible so I can save my brain power for important decisions.

After doing my googles I’ve found that many successful individuals have suffered from the same issue and decided to do something about it. They decided to wear the same clothes like 80% of the time. Not like the same sweater everyday but like buy 5 pairs of the same sweater or sweater type and just wear it.

I’ve found that it not only made life easier for me, but it also saved me money. I’ve been able to simply run in and out when it comes to not only getting dressed in the morning, but also when it comes to shopping. Shoutout to Barack Obama for practicing this right here.

For those who have decided that dressing like our favorite cartoons aren't for them here are a few apps where you can buy fly clothes for low prices:

The Tracktor:

The Tracktor is a website that tracks the rise and fall of item prices on amazon.com. It’s a mini stock market indicator that tells you about how much the item you want has increased or fell in price. You can even submit an item, track it, and it will send you an email when the item you’re looking for falls within the price range that you want.

The Apps where you can buy designer  for the cheap:

Rue La La: 

 

Gilt 


At the end of the day we have to remember that building wealth is a way of life. These discoveries are made by changing the way we look and treat our environment. People make money every day and blow it all away simply because the mindset and lifestyle hasn’t set in. I personally know someone who sold their business for a large amount of money, but will still hunt for the $19 dollar megabus when having to travel. Constantly look for value & quality and you will forever have funds in your pockets.

Keep Stacking Your Paper,

CJB